/* ================================================================
   CANADACALC v4.0 — Charcoal Slate Theme
   Hero: #1A1A2E → #16213E → #0F3460
   Accent: Canadian Red #C8102E
   Highlights: Teal #00C9B1
   ================================================================ */
@import url('https://api.fontshare.com/v2/css?f[]=clash-display@400,500,600,700&f[]=satoshi@300,400,500,700&display=swap');

:root {
  --slate:         #1A1A2E;
  --slate-mid:     #16213E;
  --slate-deep:    #0F1424;
  --slate-light:   #0F3460;
  --red:           #C8102E;
  --red-dark:      #9E0C23;
  --red-soft:      rgba(200,16,46,0.10);
  --red-border:    rgba(200,16,46,0.25);
  --teal:          #00C9B1;
  --teal-soft:     rgba(0,201,177,0.12);
  --gold:          #E8A020;
  --white:         #FFFFFF;
  --off-white:     #F7F8FA;
  --gray-50:       #F9FAFB;
  --gray-100:      #F0F2F5;
  --gray-200:      #E1E5EC;
  --gray-300:      #C8CDD8;
  --gray-400:      #8D96A8;
  --gray-500:      #5E6878;
  --gray-600:      #404B5A;
  --gray-700:      #2D3748;
  --gray-800:      #1A202C;
  --font-display:  'Clash Display','Segoe UI',sans-serif;
  --font-body:     'Satoshi','Segoe UI',sans-serif;
  --radius-xs:6px; --radius-sm:12px; --radius:18px; --radius-lg:24px;
  --shadow-xs:0 1px 4px rgba(0,0,0,0.07);
  --shadow-sm:0 2px 12px rgba(0,0,0,0.09);
  --shadow-md:0 8px 28px rgba(0,0,0,0.12);
  --shadow-lg:0 20px 56px rgba(0,0,0,0.16);
  --shadow-xl:0 32px 80px rgba(0,0,0,0.22);
  --shadow-red:0 8px 32px rgba(200,16,46,0.28);
  --ease:cubic-bezier(0.4,0,0.2,1);
  --t-base:0.25s var(--ease); --t-slow:0.4s var(--ease);
}

*,*::before,*::after{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;font-size:16px;-webkit-text-size-adjust:100%}
body{font-family:var(--font-body);color:var(--gray-800);background:var(--white);overflow-x:hidden;line-height:1.6;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4,h5,h6{font-family:var(--font-display);line-height:1.1;font-weight:600;letter-spacing:-0.02em}
a{text-decoration:none;color:inherit}
button{cursor:pointer;font-family:var(--font-body);border:none;outline:none}
input,select,textarea{font-family:var(--font-body);outline:none}
img{max-width:100%;display:block}
ul{list-style:none}
.container{max-width:1180px;margin:0 auto;padding:0 28px}

/* ── NAVBAR ── */
.navbar{position:fixed;top:0;left:0;right:0;z-index:1000;height:64px;display:flex;align-items:center;transition:var(--t-base)}
.navbar.dark{background:transparent}
.navbar.dark.scrolled{background:rgba(15,16,28,0.96);backdrop-filter:blur(20px);border-bottom:1px solid rgba(255,255,255,0.08);box-shadow:0 4px 24px rgba(0,0,0,0.4)}
.navbar.light{background:rgba(255,255,255,0.97);backdrop-filter:blur(20px);border-bottom:1px solid var(--gray-200);box-shadow:var(--shadow-xs)}
.nav-inner{max-width:1180px;margin:0 auto;padding:0 28px;width:100%;display:flex;align-items:center;gap:36px}
.nav-logo{font-family:var(--font-display);font-size:1.45rem;font-weight:700;letter-spacing:-0.03em;flex-shrink:0}
.navbar.dark .nav-logo,.navbar.dark.scrolled .nav-logo{color:var(--white)}
.navbar.light .nav-logo{color:var(--slate)}
.nav-logo span{color:var(--red)}
.nav-links{display:flex;gap:28px;flex:1}
.nav-links a{font-size:0.87rem;font-weight:500;transition:var(--t-base);position:relative;padding-bottom:2px}
.nav-links a::after{content:'';position:absolute;bottom:-2px;left:0;width:0;height:2px;background:var(--red);transition:var(--t-base);border-radius:1px}
.navbar.dark .nav-links a,.navbar.dark.scrolled .nav-links a{color:rgba(255,255,255,0.82)}
.navbar.light .nav-links a{color:var(--gray-600)}
.nav-links a:hover,.nav-links a.active{color:var(--red)!important}
.nav-links a:hover::after,.nav-links a.active::after{width:100%}
.nav-btn{background:var(--red);color:white!important;padding:8px 22px;border-radius:50px;font-weight:600;font-size:0.84rem;transition:var(--t-base);flex-shrink:0;display:inline-block}
.nav-btn:hover{background:var(--red-dark);transform:translateY(-1px);box-shadow:var(--shadow-red)}
.nav-btn::after{display:none!important}
.hamburger{display:none;background:none;border:none;font-size:1.3rem;margin-left:auto;padding:4px}
.navbar.dark .hamburger,.navbar.dark.scrolled .hamburger{color:white}
.navbar.light .hamburger{color:var(--slate)}
.mobile-menu{display:none;position:fixed;top:64px;left:0;right:0;background:var(--slate);border-bottom:1px solid rgba(255,255,255,0.08);padding:16px 28px 24px;flex-direction:column;gap:2px;z-index:999}
.mobile-menu a{color:rgba(255,255,255,0.82);font-weight:500;padding:11px 0;font-size:0.95rem;border-bottom:1px solid rgba(255,255,255,0.06);transition:var(--t-base)}
.mobile-menu a:hover{color:white;padding-left:6px}
.mobile-menu.open{display:flex}

/* ── HERO ── */
.hero{min-height:100vh;background:linear-gradient(160deg,#1A1A2E 0%,#16213E 50%,#0F3460 100%);position:relative;overflow:hidden;display:flex;align-items:center}
.hero::after{content:'';position:absolute;inset:0;background:repeating-linear-gradient(-55deg,transparent,transparent 60px,rgba(255,255,255,0.012) 60px,rgba(255,255,255,0.012) 61px);pointer-events:none}
.hero-grid{position:absolute;inset:0;background-image:radial-gradient(circle,rgba(255,255,255,0.07) 1px,transparent 1px);background-size:38px 38px;mask-image:radial-gradient(ellipse 80% 80% at 50% 40%,black 20%,transparent 75%)}
.hero-orb{position:absolute;border-radius:50%;filter:blur(100px);pointer-events:none}
.hero-orb-1{width:600px;height:600px;background:radial-gradient(circle,rgba(200,16,46,0.20) 0%,transparent 60%);top:-100px;right:-100px;animation:orbFloat 16s ease-in-out infinite}
.hero-orb-2{width:500px;height:500px;background:radial-gradient(circle,rgba(15,52,96,0.55) 0%,transparent 65%);bottom:-80px;left:-80px;animation:orbFloat 20s ease-in-out infinite reverse}
.hero-orb-3{width:300px;height:300px;background:radial-gradient(circle,rgba(0,201,177,0.07) 0%,transparent 65%);top:40%;left:40%;animation:orbFloat 12s ease-in-out infinite 3s}
.hero-inner{position:relative;z-index:2;width:100%;max-width:1180px;margin:0 auto;padding:110px 28px 80px;display:grid;grid-template-columns:1.1fr 0.9fr;gap:72px;align-items:center}
.hero-eyebrow{display:inline-flex;align-items:center;gap:10px;font-size:0.73rem;font-weight:700;letter-spacing:3px;text-transform:uppercase;color:#FF8585;margin-bottom:22px}
.hero-eyebrow-line{width:26px;height:2px;background:#FF8585;border-radius:1px}
.hero-title{font-size:clamp(3.2rem,5.5vw,5.6rem);font-weight:700;color:var(--white);margin-bottom:22px;letter-spacing:-0.04em;line-height:0.96}
.hero-title .line-accent{color:var(--red);display:block}
.hero-title .line-ghost{display:block;-webkit-text-stroke:1.5px rgba(255,255,255,0.18);color:transparent}
.hero-desc{font-size:1.02rem;color:rgba(255,255,255,0.84);line-height:1.78;max-width:440px;margin-bottom:40px;font-weight:300}
.hero-actions{display:flex;gap:12px;margin-bottom:48px;flex-wrap:wrap}
.btn-primary{background:var(--red);color:white;padding:14px 34px;border-radius:50px;font-weight:600;font-size:0.93rem;transition:var(--t-base);display:inline-flex;align-items:center;gap:7px;border:2px solid var(--red)}
.btn-primary:hover{background:var(--red-dark);border-color:var(--red-dark);transform:translateY(-2px);box-shadow:var(--shadow-red)}
.btn-ghost{background:transparent;color:rgba(255,255,255,0.84);padding:14px 34px;border-radius:50px;font-weight:600;font-size:0.93rem;transition:var(--t-base);display:inline-flex;align-items:center;gap:7px;border:2px solid rgba(255,255,255,0.22)}
.btn-ghost:hover{border-color:rgba(255,255,255,0.55);color:white;transform:translateY(-2px)}
.hero-stats{display:flex;padding-top:32px;border-top:1px solid rgba(255,255,255,0.10)}
.hero-stat{flex:1;padding-right:28px;border-right:1px solid rgba(255,255,255,0.10);margin-right:28px}
.hero-stat:last-child{border-right:none;padding-right:0;margin-right:0}
.hero-stat-num{font-family:var(--font-display);font-size:2.1rem;font-weight:700;color:var(--white);letter-spacing:-0.04em;display:block;line-height:1}
.hero-stat-num em{color:var(--red);font-style:normal}
.hero-stat-label{font-size:0.72rem;color:rgba(255,255,255,0.65);text-transform:uppercase;letter-spacing:1.5px;font-weight:600;margin-top:6px;display:block}

/* Hero dashboard cards */
.hero-cards{display:flex;flex-direction:column;gap:10px}
.hero-card{background:rgba(255,255,255,0.06);border:1px solid rgba(255,255,255,0.12);border-radius:16px;padding:17px 20px;display:flex;align-items:center;gap:14px;transition:var(--t-base);text-decoration:none;opacity:0;transform:translateX(36px);animation:slideInRight 0.5s var(--ease) forwards}
.hero-card:nth-child(1){animation-delay:0.3s}.hero-card:nth-child(2){animation-delay:0.45s}
.hero-card:nth-child(3){animation-delay:0.6s}.hero-card:nth-child(4){animation-delay:0.75s}
.hero-card:hover{background:rgba(255,255,255,0.10);border-color:rgba(200,16,46,0.35);transform:translateX(-5px);box-shadow:0 8px 32px rgba(0,0,0,0.25)}
.hc-icon{font-size:1.4rem;flex-shrink:0;width:34px;text-align:center}
.hc-body{flex:1;min-width:0}
.hc-tool{font-size:0.62rem;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;color:rgba(255,255,255,0.45);margin-bottom:3px}
.hc-result{font-family:var(--font-display);font-size:1.3rem;font-weight:700;color:white;letter-spacing:-0.03em;line-height:1.1}
.hc-result.pass{color:var(--teal)}.hc-result.refund{color:#7DD3FC}
.hc-desc{font-size:0.67rem;color:rgba(255,255,255,0.42);margin-top:2px}
.hc-badge{font-size:0.62rem;font-weight:700;padding:3px 9px;border-radius:20px;flex-shrink:0;letter-spacing:0.5px}
.hc-badge.green{background:rgba(0,201,177,0.15);color:var(--teal);border:1px solid rgba(0,201,177,0.30)}
.hc-badge.red{background:rgba(200,16,46,0.15);color:#FF8585;border:1px solid rgba(200,16,46,0.30)}
.hc-badge.blue{background:rgba(125,211,252,0.15);color:#7DD3FC;border:1px solid rgba(125,211,252,0.30)}
.hc-badge.gold{background:rgba(232,160,32,0.15);color:#FCD34D;border:1px solid rgba(232,160,32,0.30)}

/* ── QUICK CALC ── */
.quick-calc-section{background:var(--white);padding:56px 0;border-bottom:1px solid var(--gray-100)}
.quick-calc-inner{max-width:720px;margin:0 auto;padding:0 28px;text-align:center}
.quick-calc-inner h2{font-family:var(--font-display);font-size:1.85rem;color:var(--slate);letter-spacing:-0.03em;margin-bottom:5px}
.quick-calc-inner>p{color:var(--gray-500);font-size:0.88rem;margin-bottom:22px}
.quick-tabs{display:flex;background:var(--gray-100);border-radius:50px;padding:4px;margin-bottom:20px;gap:2px}
.quick-tab{flex:1;padding:9px 8px;border:none;background:transparent;border-radius:50px;font-size:0.76rem;font-weight:600;color:var(--gray-500);transition:var(--t-base);cursor:pointer}
.quick-tab.active{background:white;color:var(--slate);box-shadow:var(--shadow-xs)}
.quick-input-row{display:flex;gap:8px;align-items:center}
.quick-inp-wrap{flex:1;position:relative}
.quick-inp-wrap>span{position:absolute;left:13px;top:50%;transform:translateY(-50%);color:var(--gray-400);font-weight:600;font-size:1rem}
.quick-inp{width:100%;padding:13px 13px 13px 27px;border:2px solid var(--gray-200);border-radius:var(--radius-sm);font-size:1.05rem;font-weight:600;color:var(--gray-800);background:white;transition:var(--t-base)}
.quick-inp:focus{border-color:var(--red);box-shadow:0 0 0 3px var(--red-soft)}
.quick-sel{padding:13px 32px 13px 13px;border:2px solid var(--gray-200);border-radius:var(--radius-sm);font-size:0.88rem;font-weight:600;color:var(--gray-700);background:white;transition:var(--t-base);appearance:none;cursor:pointer;min-width:130px;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='6'%3E%3Cpath fill='%238D96A8' d='M5 6L0 0h10z'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 11px center}
.quick-sel:focus{border-color:var(--red)}
.quick-btn{background:var(--red);color:white;padding:13px 26px;border-radius:var(--radius-sm);font-weight:700;font-size:0.9rem;border:none;transition:var(--t-base);white-space:nowrap}
.quick-btn:hover{background:var(--red-dark);transform:translateY(-1px);box-shadow:var(--shadow-red)}
.quick-result{display:none;margin-top:20px;background:var(--slate);border-radius:var(--radius);padding:22px 26px;text-align:left}
.quick-result.show{display:block;animation:fadeUp 0.35s var(--ease) both}
.qr-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0}
.qr-item{padding:8px 14px;border-right:1px solid rgba(255,255,255,0.08)}
.qr-item:first-child{padding-left:0}.qr-item:last-child{border-right:none}
.qr-label{font-size:0.62rem;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:rgba(255,255,255,0.35);margin-bottom:5px}
.qr-val{font-family:var(--font-display);font-size:1.25rem;font-weight:700;color:white;letter-spacing:-0.03em}
.qr-val.green{color:var(--teal)}.qr-val.red{color:#FF8585}
.qr-more{display:block;margin-top:14px;text-align:center;font-size:0.78rem;color:rgba(255,255,255,0.38)}
.qr-more a{color:var(--teal);text-decoration:underline}

/* ── SECTIONS ── */
.section-eyebrow{display:inline-flex;align-items:center;gap:10px;font-size:0.70rem;font-weight:700;letter-spacing:3px;text-transform:uppercase;color:var(--red);margin-bottom:14px}
.section-eyebrow::before{content:'';width:22px;height:2px;background:var(--red);border-radius:1px;flex-shrink:0}
.section-title{font-family:var(--font-display);font-size:clamp(2rem,3.2vw,3rem);font-weight:700;letter-spacing:-0.04em;line-height:1.05}
.section-sub{font-size:0.96rem;font-weight:300;line-height:1.7;color:var(--gray-500);max-width:460px;margin-top:10px}

/* ── TOOLS ── */
.tools-section{padding:100px 0;background:var(--off-white)}
.tools-header{display:flex;justify-content:space-between;align-items:flex-end;margin-bottom:48px;gap:28px}
.tools-header .section-title{color:var(--slate)}
.tools-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
.tool-card{background:var(--white);border-radius:var(--radius-lg);padding:32px;border:2px solid transparent;transition:var(--t-slow);position:relative;overflow:hidden;display:block;box-shadow:var(--shadow-xs)}
.tool-card-shine{position:absolute;inset:0;background:linear-gradient(135deg,var(--red-soft) 0%,transparent 50%);opacity:0;transition:var(--t-slow)}
.tool-card-border{position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--red),transparent);transform:scaleX(0);transform-origin:left;transition:transform 0.5s var(--ease)}
.tool-card:hover{border-color:rgba(200,16,46,0.15);transform:translateY(-7px);box-shadow:var(--shadow-xl)}
.tool-card:hover .tool-card-shine{opacity:1}
.tool-card:hover .tool-card-border{transform:scaleX(1)}
.tool-card-inner{position:relative;z-index:1}
.tool-card-top{display:flex;justify-content:space-between;align-items:flex-start;margin-bottom:16px}
.tool-icon{width:50px;height:50px;border-radius:var(--radius-sm);background:var(--gray-100);display:flex;align-items:center;justify-content:center;font-size:1.4rem;transition:var(--t-base)}
.tool-card:hover .tool-icon{background:var(--red-soft);transform:scale(1.08) rotate(-3deg)}
.tool-badge{font-size:0.66rem;font-weight:700;letter-spacing:1px;text-transform:uppercase;color:var(--red);background:var(--red-soft);padding:4px 10px;border-radius:50px;border:1px solid var(--red-border)}
.tool-card h3{font-size:1.22rem;color:var(--slate);margin-bottom:9px;letter-spacing:-0.03em}
.tool-card-desc{color:var(--gray-500);font-size:0.88rem;line-height:1.6;margin-bottom:18px}
.tool-features{display:flex;flex-direction:column;gap:6px;margin-bottom:22px}
.tool-feature{display:flex;align-items:center;gap:8px;font-size:0.80rem;color:var(--gray-600);font-weight:500}
.tool-feature::before{content:'';width:5px;height:5px;border-radius:50%;background:var(--teal);flex-shrink:0}
.tool-card-footer{display:flex;justify-content:space-between;align-items:center;padding-top:16px;border-top:1px solid var(--gray-100)}
.tool-tags{display:flex;gap:6px;flex-wrap:wrap}
.tool-tag{font-size:0.67rem;font-weight:600;color:var(--gray-400);background:var(--gray-100);padding:3px 9px;border-radius:50px}
.tool-cta{width:34px;height:34px;border-radius:50%;background:var(--slate);color:white;display:flex;align-items:center;justify-content:center;font-size:0.9rem;transition:var(--t-base);flex-shrink:0}
.tool-card:hover .tool-cta{background:var(--red);transform:translateX(4px)}

/* ── COMING SOON ── */
.coming-section{padding:72px 0;background:var(--slate-mid);position:relative;overflow:hidden}
.coming-section::before{content:'';position:absolute;inset:0;background-image:radial-gradient(circle,rgba(255,255,255,0.04) 1px,transparent 1px);background-size:32px 32px}
.coming-section .section-eyebrow{color:rgba(255,255,255,0.38)}
.coming-section .section-eyebrow::before{background:rgba(255,255,255,0.18)}
.coming-section .section-title{color:var(--white)}
.coming-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;margin-top:36px;position:relative;z-index:1}
.coming-card{background:rgba(255,255,255,0.05);border:1px dashed rgba(255,255,255,0.12);border-radius:var(--radius-sm);padding:16px;font-size:0.80rem;font-weight:500;color:rgba(255,255,255,0.45);text-align:center;transition:var(--t-base);display:flex;align-items:center;justify-content:center;gap:7px;line-height:1.4}
.coming-card:hover{border-color:var(--red-border);color:rgba(255,255,255,0.75);background:var(--red-soft)}

/* ── WHY ── */
.why-section{padding:100px 0;background:#F2F4F8}
.why-grid{display:grid;grid-template-columns:1fr 1fr;gap:88px;align-items:center}
.why-section .section-title{color:var(--slate);margin-bottom:32px}
.why-list{display:flex;flex-direction:column;gap:10px;margin-top:24px}
.why-item{display:flex;gap:14px;padding:16px 18px;background:var(--white);border-radius:var(--radius-sm);border:1px solid var(--gray-200);transition:var(--t-base);align-items:flex-start}
.why-item:hover{border-color:rgba(200,16,46,0.20);transform:translateX(5px);box-shadow:var(--shadow-sm)}
.why-icon{width:36px;height:36px;border-radius:var(--radius-xs);background:var(--red-soft);display:flex;align-items:center;justify-content:center;font-size:0.95rem;flex-shrink:0;margin-top:1px}
.why-text h4{font-size:0.88rem;color:var(--slate);margin-bottom:2px;letter-spacing:-0.01em}
.why-text p{font-size:0.78rem;color:var(--gray-400);font-weight:400;line-height:1.5}
.bracket-card{background:var(--slate);border-radius:var(--radius-lg);padding:28px;box-shadow:var(--shadow-xl)}
.bracket-card-title{font-size:0.67rem;font-weight:700;letter-spacing:2.5px;text-transform:uppercase;color:rgba(255,255,255,0.35);margin-bottom:22px;display:flex;align-items:center;gap:7px}
.bracket-row{display:grid;grid-template-columns:110px 1fr 46px;gap:12px;align-items:center;margin-bottom:12px}
.bracket-row:last-child{margin-bottom:0}
.bracket-range-label{font-size:0.70rem;color:rgba(255,255,255,0.40);font-weight:500;white-space:nowrap}
.bracket-track{height:6px;background:rgba(255,255,255,0.07);border-radius:3px;overflow:hidden}
.bracket-fill{height:100%;border-radius:3px}
.bracket-rate-label{font-family:var(--font-display);font-size:0.95rem;font-weight:600;color:var(--white);text-align:right;letter-spacing:-0.02em}

/* ── DISCLAIMER BANNER ── */
.disclaimer-banner{background:#FEF2F2;padding:22px 0;border-top:1px solid #FECACA;border-bottom:1px solid #FECACA}
.disclaimer-banner p{font-size:0.81rem;color:#991B1B;line-height:1.6;max-width:700px;margin:0 auto;text-align:center}

/* ── EMAIL ── */
.email-section{padding:72px 0;background:var(--slate-deep);position:relative;overflow:hidden}
.email-section::before{content:'';position:absolute;inset:0;background-image:radial-gradient(circle,rgba(255,255,255,0.04) 1px,transparent 1px);background-size:28px 28px}
.email-inner{position:relative;z-index:1;max-width:500px;margin:0 auto;text-align:center}
.email-inner .section-eyebrow{justify-content:center}
.email-inner .section-eyebrow::before{display:none}
.email-inner h2{font-family:var(--font-display);font-size:2.3rem;color:var(--white);letter-spacing:-0.04em;margin-bottom:10px}
.email-inner p{color:rgba(255,255,255,0.50);font-size:0.88rem;margin-bottom:26px}
.email-form{display:flex;gap:8px}
.email-input{flex:1;padding:12px 18px;background:rgba(255,255,255,0.08);border:1px solid rgba(255,255,255,0.12);border-radius:50px;color:white;font-size:0.88rem;transition:var(--t-base)}
.email-input::placeholder{color:rgba(255,255,255,0.28)}
.email-input:focus{border-color:var(--red-border);background:rgba(255,255,255,0.11)}
.email-btn{background:var(--red);color:white;padding:12px 24px;border-radius:50px;font-weight:600;font-size:0.85rem;border:none;transition:var(--t-base);white-space:nowrap}
.email-btn:hover{background:var(--red-dark);transform:translateY(-1px)}

/* ── FOOTER ── */
.footer{background:#0D0D1A;padding:56px 0 0}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:44px;padding-bottom:44px;border-bottom:1px solid rgba(255,255,255,0.07)}
.footer-logo{display:block;margin-bottom:12px}
.footer-desc{color:rgba(255,255,255,0.32);font-size:0.82rem;line-height:1.65;max-width:210px}
.footer-col h4{font-size:0.67rem;font-weight:700;letter-spacing:2.5px;text-transform:uppercase;color:rgba(255,255,255,0.38);margin-bottom:16px}
.footer-col a{display:block;color:rgba(255,255,255,0.35);font-size:0.82rem;margin-bottom:9px;transition:var(--t-base)}
.footer-col a:hover{color:rgba(255,255,255,0.78);padding-left:4px}
.footer-bottom{padding:20px 0;display:flex;justify-content:space-between;align-items:center}
.footer-bottom p{color:rgba(255,255,255,0.20);font-size:0.76rem}
.footer-maple{color:rgba(255,255,255,0.20);font-size:0.76rem;display:flex;align-items:center;gap:5px}

/* ── CALC PAGE ── */
.calc-page{min-height:100vh;background:var(--gray-50);padding-top:64px}
.calc-hero{background:linear-gradient(135deg,#1A1A2E 0%,#16213E 60%,#0F3460 100%);padding:44px 0 36px;position:relative;overflow:hidden}
.calc-hero::before{content:'';position:absolute;inset:0;background-image:radial-gradient(circle,rgba(255,255,255,0.05) 1px,transparent 1px);background-size:32px 32px;opacity:0.7}
.calc-hero-inner{position:relative;z-index:1;max-width:1180px;margin:0 auto;padding:0 28px}
.calc-hero-eyebrow{display:inline-flex;align-items:center;gap:7px;font-size:0.68rem;font-weight:700;letter-spacing:2.5px;text-transform:uppercase;color:#FF8585;margin-bottom:12px}
.calc-hero h1{font-family:var(--font-display);font-size:clamp(1.9rem,3.2vw,2.8rem);color:var(--white);letter-spacing:-0.04em;margin-bottom:8px}
.calc-hero p{color:rgba(255,255,255,0.74);font-size:0.92rem;max-width:540px;font-weight:300;line-height:1.6}
.calc-trust{display:flex;gap:18px;margin-top:16px;flex-wrap:wrap}
.calc-trust-item{display:flex;align-items:center;gap:5px;font-size:0.72rem;font-weight:600;color:rgba(255,255,255,0.58);letter-spacing:0.2px}
.calc-trust-item .dot{width:5px;height:5px;border-radius:50%;background:var(--teal);flex-shrink:0}
.rate-hint{display:inline-flex;align-items:center;gap:6px;background:rgba(0,201,177,0.12);border:1px solid rgba(0,201,177,0.25);border-radius:50px;padding:4px 12px;font-size:0.72rem;font-weight:600;color:var(--teal);margin-top:6px}
.rate-hint::before{content:'●';font-size:0.5rem;animation:blink 2s infinite}
.calc-body{max-width:1180px;margin:0 auto;padding:28px 28px 72px}
.calc-layout{display:grid;grid-template-columns:1fr 1fr;gap:22px;align-items:start}

/* ── FORM ── */
.form-box{background:var(--white);border-radius:var(--radius-lg);padding:28px;border:1px solid var(--gray-200);box-shadow:var(--shadow-sm)}
.form-box-label{font-size:0.65rem;font-weight:700;letter-spacing:2.5px;text-transform:uppercase;color:var(--gray-400);padding-bottom:14px;border-bottom:1px solid var(--gray-100);margin-bottom:20px}
.mode-switch{display:flex;background:var(--gray-100);border-radius:50px;padding:4px;margin-bottom:20px;gap:2px}
.mode-btn{flex:1;padding:9px 10px;border:none;background:transparent;border-radius:50px;font-size:0.76rem;font-weight:600;color:var(--gray-400);transition:var(--t-base);text-align:center;cursor:pointer}
.mode-btn.active{background:var(--white);color:var(--slate);box-shadow:var(--shadow-xs)}
.fg{margin-bottom:16px}
.fg-label{display:flex;justify-content:space-between;align-items:center;font-size:0.80rem;font-weight:600;color:var(--gray-700);margin-bottom:6px;gap:7px}
.fg-hint{font-size:0.72rem;font-weight:400;color:var(--gray-400)}
.fg-help{font-size:0.72rem;color:var(--gray-400);margin-top:4px;line-height:1.45}
.fg-help b{color:var(--gray-600);font-weight:600}
.tip{display:inline-flex;align-items:center;justify-content:center;width:15px;height:15px;border-radius:50%;background:var(--gray-200);color:var(--gray-500);font-size:0.58rem;font-weight:700;cursor:help;position:relative;flex-shrink:0;transition:var(--t-base)}
.tip:hover{background:var(--slate);color:white}
.tip:hover::after{content:attr(data-tip);position:absolute;bottom:calc(100% + 8px);left:50%;transform:translateX(-50%);background:var(--slate);color:white;padding:7px 11px;border-radius:var(--radius-xs);font-size:0.70rem;white-space:normal;max-width:220px;text-align:center;z-index:100;font-weight:400;box-shadow:var(--shadow-md);line-height:1.4;pointer-events:none}
.input-wrap{position:relative}
.input-prefix{position:absolute;left:12px;top:50%;transform:translateY(-50%);color:var(--gray-400);font-weight:600;font-size:0.88rem;pointer-events:none;z-index:1}
.input-suffix{position:absolute;right:12px;top:50%;transform:translateY(-50%);color:var(--gray-400);font-size:0.78rem;font-weight:500;pointer-events:none}
.inp{width:100%;padding:10px 13px 10px 28px;border:1.5px solid var(--gray-200);border-radius:var(--radius-sm);font-size:0.92rem;color:var(--gray-800);background:var(--gray-50);transition:var(--t-base)}
.inp.no-prefix{padding-left:13px}
.inp:hover:not(:focus){border-color:var(--gray-300)}
.inp:focus{border-color:var(--red);background:var(--white);box-shadow:0 0 0 3px var(--red-soft)}
.inp::placeholder{color:var(--gray-300)}
.sel{width:100%;padding:10px 34px 10px 13px;border:1.5px solid var(--gray-200);border-radius:var(--radius-sm);font-size:0.92rem;color:var(--gray-800);background:var(--gray-50);transition:var(--t-base);appearance:none;cursor:pointer;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='6'%3E%3Cpath fill='%238D96A8' d='M5 6L0 0h10z'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 12px center}
.sel:focus{border-color:var(--red);background-color:var(--white);box-shadow:0 0 0 3px var(--red-soft)}
.rg{margin-bottom:16px}
.rg-header{display:flex;justify-content:space-between;align-items:center;margin-bottom:8px}
.rg-label{font-size:0.80rem;font-weight:600;color:var(--gray-700);display:flex;align-items:center;gap:6px}
.rg-value{font-family:var(--font-display);font-size:1rem;font-weight:600;color:var(--red);letter-spacing:-0.02em}
input[type="range"]{width:100%;-webkit-appearance:none;height:4px;background:var(--gray-200);border-radius:2px;outline:none;cursor:pointer}
input[type="range"]::-webkit-slider-thumb{-webkit-appearance:none;width:18px;height:18px;border-radius:50%;background:var(--red);border:3px solid white;box-shadow:0 2px 8px rgba(200,16,46,0.35);transition:transform 0.15s;cursor:pointer}
input[type="range"]::-webkit-slider-thumb:hover{transform:scale(1.25)}
.toggle-row{display:flex;justify-content:space-between;align-items:center;padding:11px 13px;background:var(--gray-50);border-radius:var(--radius-sm);border:1px solid var(--gray-200);margin-bottom:10px;transition:var(--t-base)}
.toggle-row:hover{border-color:var(--gray-300)}
.toggle-label{font-size:0.81rem;font-weight:600;color:var(--gray-700)}
.switch{position:relative;width:38px;height:21px}
.switch input{opacity:0;width:0;height:0}
.slider{position:absolute;inset:0;background:var(--gray-200);border-radius:50px;cursor:pointer;transition:var(--t-base)}
.slider::before{content:'';position:absolute;width:15px;height:15px;border-radius:50%;background:white;top:3px;left:3px;transition:var(--t-base);box-shadow:0 1px 4px rgba(0,0,0,0.15)}
.switch input:checked+.slider{background:var(--red)}
.switch input:checked+.slider::before{transform:translateX(17px)}
.fdiv{height:1px;background:var(--gray-100);margin:18px 0}
.fsub{font-size:0.65rem;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:var(--gray-400);margin-bottom:12px;margin-top:2px}
.calc-btn{width:100%;background:var(--slate);color:white;padding:14px;border-radius:var(--radius-sm);font-family:var(--font-display);font-size:0.98rem;font-weight:600;letter-spacing:1px;cursor:pointer;transition:var(--t-base);margin-top:4px;position:relative;overflow:hidden;border:none}
.calc-btn::before{content:'';position:absolute;inset:0;background:var(--red);transform:translateX(-100%);transition:transform 0.4s var(--ease)}
.calc-btn:hover::before{transform:translateX(0)}
.calc-btn:hover{transform:translateY(-2px);box-shadow:var(--shadow-red)}
.calc-btn span{position:relative;z-index:1}

/* ── RESULTS ── */
.results-box{background:var(--white);border-radius:var(--radius-lg);border:1px solid var(--gray-200);box-shadow:var(--shadow-sm);position:sticky;top:80px;overflow:hidden}
.results-head{background:var(--slate);padding:14px 22px;display:flex;justify-content:space-between;align-items:center}
.results-head-title{font-size:0.65rem;font-weight:700;letter-spacing:2.5px;text-transform:uppercase;color:rgba(255,255,255,0.40)}
.results-head-live{display:flex;align-items:center;gap:5px;font-size:0.70rem;font-weight:600;color:var(--teal)}
.results-head-live::before{content:'';width:6px;height:6px;border-radius:50%;background:var(--teal);animation:blink 2s infinite}
.results-body{padding:22px}
.r-placeholder{text-align:center;padding:36px 14px}
.r-placeholder-emoji{font-size:2.6rem;display:block;margin-bottom:12px}
.r-placeholder h3{font-size:0.95rem;color:var(--slate);margin-bottom:7px;letter-spacing:-0.02em}
.r-placeholder p{font-size:0.80rem;color:var(--gray-400);line-height:1.6;font-weight:400}
.r-hero{background:var(--slate);border-radius:var(--radius-sm);padding:20px 18px;margin-bottom:16px;text-align:center;position:relative;overflow:hidden}
.r-hero::before{content:'';position:absolute;top:0;left:0;right:0;height:2px;background:linear-gradient(90deg,var(--red),var(--red-dark))}
.r-hero-label{font-size:0.64rem;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:rgba(255,255,255,0.35);margin-bottom:7px}
.r-hero-value{font-family:var(--font-display);font-size:2.6rem;font-weight:700;color:var(--white);letter-spacing:-0.04em;line-height:1}
.r-hero-value.green{color:var(--teal)}.r-hero-value.red{color:#FF7070}.r-hero-value.gold{color:var(--gold)}
.r-hero-sub{font-size:0.72rem;color:rgba(255,255,255,0.35);margin-top:7px}
.r-donut-wrap{display:flex;align-items:center;gap:16px;background:var(--slate);border-radius:var(--radius-sm);padding:18px;margin-bottom:16px}
.r-donut{position:relative;width:84px;height:84px;flex-shrink:0}
.r-donut svg{transform:rotate(-90deg)}
.r-donut-center{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center}
.r-donut-pct{font-family:var(--font-display);font-size:1.1rem;font-weight:700;color:white;letter-spacing:-0.03em;line-height:1}
.r-donut-sub{font-size:0.52rem;color:rgba(255,255,255,0.32);font-weight:600;letter-spacing:1px;text-transform:uppercase;margin-top:2px}
.r-donut-legend{flex:1}
.r-donut-item{display:flex;align-items:center;gap:7px;margin-bottom:7px}
.r-donut-item:last-child{margin-bottom:0}
.r-donut-dot{width:8px;height:8px;border-radius:50%;flex-shrink:0}
.r-donut-label{font-size:0.70rem;color:rgba(255,255,255,0.45);flex:1}
.r-donut-val{font-size:0.76rem;font-weight:700;color:white}
.r-bar-chart{margin-bottom:16px}
.r-bar-row{display:flex;align-items:center;gap:9px;margin-bottom:8px}
.r-bar-label{font-size:0.70rem;color:var(--gray-600);font-weight:500;width:108px;flex-shrink:0;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.r-bar-track{flex:1;height:8px;background:var(--gray-100);border-radius:4px;overflow:hidden}
.r-bar-fill{height:100%;border-radius:4px;transition:width 0.9s var(--ease)}
.r-bar-fill.red{background:linear-gradient(90deg,#C8102E,#FF7070)}
.r-bar-fill.blue{background:linear-gradient(90deg,#2563EB,#60A5FA)}
.r-bar-fill.green{background:linear-gradient(90deg,var(--teal),#34EEB8)}
.r-bar-fill.gold{background:linear-gradient(90deg,var(--gold),#F6C94E)}
.r-bar-val{font-size:0.70rem;font-weight:700;color:var(--slate);width:42px;text-align:right;flex-shrink:0}
.r-section{font-size:0.62rem;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:var(--gray-400);margin:16px 0 8px;padding-bottom:7px;border-bottom:1px solid var(--gray-100)}
.r-rows{display:flex;flex-direction:column}
.r-row{display:flex;justify-content:space-between;align-items:center;padding:9px 0;border-bottom:1px solid var(--gray-100);gap:10px}
.r-row:last-child{border-bottom:none}
.r-row-label{font-size:0.80rem;color:var(--gray-500);font-weight:500;display:flex;align-items:center;gap:5px}
.r-row-val{font-size:0.86rem;font-weight:700;color:var(--slate);white-space:nowrap}
.r-row-val.accent{color:var(--red)}.r-row-val.green{color:var(--teal)}.r-row-val.gold{color:var(--gold)}.r-row-val.muted{color:var(--gray-400);font-weight:500}
.r-row.total{padding-top:11px;margin-top:3px;border-top:2px solid var(--gray-200);border-bottom:none}
.r-row.total .r-row-label{font-weight:700;color:var(--slate)}
.r-progress{margin-bottom:12px}
.r-progress-header{display:flex;justify-content:space-between;margin-bottom:5px}
.r-progress-label{font-size:0.76rem;font-weight:600;color:var(--gray-600);display:flex;align-items:center;gap:5px}
.r-progress-val{font-size:0.76rem;font-weight:700;color:var(--slate)}
.r-progress-track{height:5px;background:var(--gray-100);border-radius:3px;overflow:hidden}
.r-progress-fill{height:100%;border-radius:3px;background:linear-gradient(90deg,var(--red),#FF7070);transition:width 0.9s var(--ease)}
.r-progress-fill.green{background:linear-gradient(90deg,var(--teal),#34EEB8)}
.r-progress-note{font-size:0.66rem;color:var(--gray-400);margin-top:3px}
.r-verdict{border-radius:var(--radius-sm);padding:12px 16px;font-weight:700;font-size:0.88rem;margin-bottom:14px;display:flex;align-items:center;justify-content:center;gap:7px}
.r-verdict.pass{background:var(--teal-soft);color:var(--teal);border:1px solid rgba(0,201,177,0.22)}
.r-verdict.fail{background:rgba(255,112,112,0.08);color:#FF7070;border:1px solid rgba(255,112,112,0.22)}
.r-rate-box{background:var(--red-soft);border:1px solid var(--red-border);border-radius:var(--radius-sm);padding:12px;text-align:center;margin-bottom:14px}
.r-rate-label{font-size:0.64rem;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:var(--red);margin-bottom:3px}
.r-rate-val{font-family:var(--font-display);font-size:2.2rem;font-weight:700;color:var(--red);letter-spacing:-0.04em;line-height:1}
.r-rate-note{font-size:0.68rem;color:var(--gray-400);margin-top:3px}
.r-benefits{background:var(--slate);border-radius:var(--radius-sm);padding:16px 18px;margin-top:14px}
.r-benefits-title{font-size:0.62rem;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:rgba(255,255,255,0.32);margin-bottom:10px}
.r-benefit-row{display:flex;justify-content:space-between;align-items:center;padding:7px 0;border-bottom:1px solid rgba(255,255,255,0.06)}
.r-benefit-row:last-child{border-bottom:none}
.r-benefit-label{font-size:0.80rem;color:rgba(255,255,255,0.45)}
.r-benefit-val{font-size:0.82rem;font-weight:700;color:var(--teal)}
.r-benefit-total{border-top:1px solid rgba(255,255,255,0.10)!important;margin-top:3px;padding-top:11px!important}
.r-benefit-total .r-benefit-label{color:white;font-weight:700}
.r-benefit-total .r-benefit-val{font-size:0.95rem}
.r-warning{background:rgba(255,112,112,0.08);border:1px solid rgba(255,112,112,0.22);border-radius:var(--radius-sm);padding:10px 13px;margin-bottom:12px;font-size:0.78rem;color:#FF7070;font-weight:500;line-height:1.5;display:none}
.r-tip{background:var(--gray-50);border-radius:var(--radius-sm);padding:11px 13px;margin-top:12px;font-size:0.78rem;color:var(--gray-600);line-height:1.6;border:1px solid var(--gray-200)}
.pdf-btn{width:100%;background:transparent;border:1.5px solid var(--gray-200);color:var(--gray-500);padding:10px;border-radius:var(--radius-sm);font-weight:600;font-size:0.81rem;margin-top:14px;transition:var(--t-base);display:flex;align-items:center;justify-content:center;gap:7px;cursor:pointer}
.pdf-btn:hover{border-color:var(--red);color:var(--red);background:var(--red-soft)}
.r-disclaimer{font-size:0.68rem;color:var(--gray-400);line-height:1.5;margin-top:12px;padding-top:12px;border-top:1px solid var(--gray-100)}
.r-related{margin-top:14px}
.r-related-title{font-size:0.62rem;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:var(--gray-400);margin-bottom:8px}
.r-related-link{display:flex;align-items:center;gap:9px;padding:9px 11px;background:var(--gray-50);border-radius:var(--radius-xs);font-size:0.80rem;font-weight:600;color:var(--slate);margin-bottom:5px;transition:var(--t-base);border:1px solid var(--gray-200)}
.r-related-link:hover{background:var(--red-soft);color:var(--red);border-color:var(--red-border);transform:translateX(4px)}

/* ── PAYSTUB ── */
.paystub-visual{background:var(--slate);border-radius:var(--radius-sm);overflow:hidden;margin-bottom:14px}
.paystub-head{background:rgba(255,255,255,0.05);padding:9px 16px;display:flex;justify-content:space-between;font-size:0.62rem;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:rgba(255,255,255,0.25)}
.paystub-row{display:flex;justify-content:space-between;align-items:center;padding:10px 16px;border-bottom:1px solid rgba(255,255,255,0.05)}
.paystub-row:last-child{border-bottom:none}
.ps-label{font-size:0.81rem;color:rgba(255,255,255,0.48)}
.ps-val{font-size:0.83rem;font-weight:700;color:var(--white)}
.ps-val.deduct{color:#FF8585}
.paystub-net{background:rgba(200,16,46,0.10);border-top:1px solid rgba(200,16,46,0.22)}
.paystub-net .ps-label{color:var(--white);font-weight:700}
.paystub-net .ps-val{font-family:var(--font-display);font-size:1.2rem;letter-spacing:-0.02em;color:var(--teal)}
.proj-table{width:100%;border-collapse:collapse;font-size:0.78rem}
.proj-table th{text-align:left;padding:8px 10px;background:var(--gray-100);color:var(--gray-400);font-size:0.62rem;font-weight:700;letter-spacing:1.5px;text-transform:uppercase}
.proj-table th:not(:first-child){text-align:right}
.proj-table td{padding:8px 10px;border-bottom:1px solid var(--gray-100);color:var(--gray-700);font-weight:500}
.proj-table td:not(:first-child){text-align:right;font-weight:600}
.proj-table .proj-total td{background:var(--slate);color:var(--white);font-weight:700;border-bottom:none}
.proj-table .proj-total td:last-child{color:var(--teal)}
.tracker{margin-bottom:12px}
.tracker-head{display:flex;justify-content:space-between;margin-bottom:5px}
.tracker-label{font-size:0.76rem;font-weight:600;color:var(--gray-700)}
.tracker-meta{font-size:0.70rem;color:var(--gray-400)}

/* ── STATIC PAGES ── */
.page-hero{background:linear-gradient(135deg,#1A1A2E 0%,#16213E 60%,#0F3460 100%);padding:96px 0 56px;position:relative;overflow:hidden}
.page-hero::before{content:'';position:absolute;inset:0;background-image:radial-gradient(circle,rgba(255,255,255,0.05) 1px,transparent 1px);background-size:32px 32px}
.page-hero-inner{position:relative;z-index:1}
.page-hero h1{font-family:var(--font-display);font-size:clamp(2.2rem,3.8vw,3.4rem);color:var(--white);letter-spacing:-0.04em;margin-bottom:10px}
.page-hero p{color:rgba(255,255,255,0.60);font-size:0.92rem}
.page-body{max-width:740px;margin:0 auto;padding:56px 28px 88px}
.page-body h2{font-size:1.3rem;color:var(--slate);margin-top:36px;margin-bottom:10px;letter-spacing:-0.03em}
.page-body p{color:var(--gray-600);line-height:1.75;margin-bottom:14px;font-size:0.92rem}
.page-body ul{margin-bottom:14px;padding-left:18px}
.page-body ul li{color:var(--gray-600);line-height:1.75;font-size:0.92rem;margin-bottom:5px;list-style:disc}

/* ── ANIMATIONS ── */
@keyframes fadeUp{from{opacity:0;transform:translateY(22px)}to{opacity:1;transform:translateY(0)}}
@keyframes slideInRight{to{opacity:1;transform:translateX(0)}}
@keyframes orbFloat{0%,100%{transform:translate(0,0) scale(1)}33%{transform:translate(28px,-18px) scale(1.05)}66%{transform:translate(-18px,14px) scale(0.95)}}
@keyframes blink{0%,100%{opacity:1}50%{opacity:0.3}}
.anim-up{animation:fadeUp 0.6s var(--ease) both}
.anim-up-1{animation:fadeUp 0.6s 0.1s var(--ease) both}
.anim-up-2{animation:fadeUp 0.6s 0.2s var(--ease) both}

/* ── RESPONSIVE ── */
@media(max-width:1024px){.hero-inner{gap:48px}.why-grid{gap:56px}.footer-grid{grid-template-columns:1fr 1fr;gap:28px}}
@media(max-width:768px){.hero-inner{grid-template-columns:1fr;gap:0}.hero-cards{display:none}.hero-title{font-size:3.2rem}.tools-grid{grid-template-columns:1fr}.calc-layout{grid-template-columns:1fr}.results-box{position:static}.why-grid{grid-template-columns:1fr;gap:44px}.coming-grid{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr;gap:24px}.footer-bottom{flex-direction:column;gap:6px}.tools-header{flex-direction:column;align-items:flex-start}.nav-links,.nav-btn{display:none}.hamburger{display:block}.email-form{flex-direction:column}.quick-input-row{flex-wrap:wrap}.qr-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:480px){.coming-grid{grid-template-columns:1fr}.hero-title{font-size:2.6rem}.hero-stats{flex-direction:column}.hero-stat{border-right:none;border-bottom:1px solid rgba(255,255,255,0.08);padding:14px 0;margin:0}.container{padding:0 18px}.form-box,.calc-body{padding:18px}.bracket-row{grid-template-columns:80px 1fr 42px}.qr-grid{grid-template-columns:repeat(2,1fr)}}