Free financial calculators built specifically for Canada — every province, every tax bracket, every rule. No account. No fees. Accurate numbers for your planning.
Enter your income for a quick answer. Use the full calculators for detailed results.
For planning only — not financial advice.
100% free. No account. No email. PDF reports on every result.
Find your maximum budget or analyze a specific home. Correct Canadian compounding, CMHC, land transfer tax, stress test aware.
Estimate your refund or balance owing. Correct math — CPP and EI are properly separated from income tax in the refund calculation.
Will the bank approve you? See your Pass/Fail result and exactly how much the stress test reduces your buying power.
Every deduction explained in plain English. Check if your withholding is normal. Project your income up to 12 months ahead.
Most online calculators are built for the US and ignore Canada's specific rules. We built from scratch for Canadian reality.
Canadian mortgages compound semi-annually by law. Most tools use the US formula — ours doesn't.
Correct rates including Ontario surtax and Quebec's separate QPP/QPIP system.
The qualifying rate is applied throughout the full calculation, not just displayed.
CPP and EI are never mixed into the refund. Only income tax withheld vs income tax owed determines your refund.
Professional report for every calculation. No account, no email, no paywall — ever.
RRSP vs TFSA, FHSA, Capital Gains and more. Be first to know.